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The following table provides interest rates for federal students loans.

Loan Interest Rates by Disbursement Dates

Loan Type First Disbursed on or after July 1, 2017 and before Jul 1, 2018 First Disbursed on or after July 1, 2018 and before Jul 1, 2019
Direct Subsidized Loans (Undergraduate) 4.45% 5.05%
Direct Unsubsidized Loans (Undergraduate) 4.45% 5.05%
Direct Unsubsidized Loans (Graduate or Professional) 6.00% 6.60%
Direct PLUS Loans (Parents and Graduate or Professional) 7.00% 7.60%

Interest rates shown in the chart above are fixed rates for the life of the loan.

View the interest rates on federal student loans first disbursed before July 1, 2018

Further information Student Aid on the Web