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You are still eligible for a Cambridge Bursary, even if you're not taking out a loan with Student Finance England/Wales/NI or SAAS.

We understand that some students may not wish to take out a student loan either because they have been awarded a scholarship, wish to avoid debt or have saved up to fund their studies.

Even if you're not taking out a loan, the bursary you're entitled to will still be based on your household income.  You will therefore still need to have your household income assessed by Student Finance England/Wales/NI or SAAS by applying for a loan.

As part of the application process, after you have entered either yes or no to taking out a tuition fee loan, you should enter yes to both the basic and extra maintenance loan questions and then enter £0 when asked to request an amount.  You may find these screenshots helpful in guiding you thought the application process.

If you have already completed the apllication, you can reduce your loan amount to £0 through your online portal.  Pease note you must not cancel your loan application but rather apply for a loan amount of £0.  If you cancel your loan application we can't pay your Cambridge Bursary as we pay your bursary to you through Student Finance England and if you cancel your application we won't be able to do that.

As this applies to so few of our students, the vast majority of whom do need to take out a government student loan, you should speak to your funding body (Student Finance England/Wales/NI or SAAS) directly and ask them for advice, telling them that you don't want to take out a loan but do need to have your household income assessed for bursary purposes.